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06 July Current Affairs

Centre’s initiatives to promote electric vehicles hailed

In News:

The Centre’s initiatives to promote electric vehicles (EVs) have been hailed, with stakeholders welcoming a directive to the GST Council to lower the GST rate on such vehicles from 12 to 5%.

Details:

“The proposal to lower taxes from 12 to 5% is commendable and will provide an impetus to the sector,” the sops announced in the Union Budget would result in the price of its e-autos falling by over Rs. 17,000.

Initial plan is to manufacture 7,000 autorickshaws every year. They will make their presence in the market in less than a year, in the same way diesel autos took over from their petrol counterparts.

The Centre has earmarked Rs. 1,000 crore to set up recharging points, while the State too has been contributing its share in this regard. Plans are also afoot to issue fresh city permits only to e-autos in Thiruvananthapuram, Kochi and Kozhikode, to reign in air and noise pollution.

Zero polluting:

The proposals to promote e-vehicles will usher in zero-carbon commuting in a decade or so, said Georgekutty Kariyanappally, founder CMD of the Kochi-based Lifeway Solar Devices. The firm was among the first to roll out e-autos in the country. “Autorickshaw owners and drivers are price conscious and hence will opt for e-autos that are set to get cheaper. The hike in price of petrol and diesel will further see people shifting to e-vehicles, which have low operational cost and do not cause pollution.”

The government and the private sector must work in tandem to ensure adequate fast-charging points across Kerala.

The State’s plan to usher in 10 lakh EVs, including 3,000 buses, by 2022 is welcome. The lowering of customs duty for EV batteries and components and indigenisation will further boost the sector.

The State’s emphasis on generating hydrogen power is timely. Tax sops must be routed through a single-window system, since subsequent availing of subsidies will lead to corruption, wastage of time and effort.

A thumbs up from start-up community

In News:

The start-up community has given a thumbs up to the sops announced to boost the entrepreneurial spirit across the country.

Details:

Finance Minister Nirmala Sitharaman’s announcement that start-ups that file all requisite declarations will not be subjected to any kind of scrutiny on valuation has come as a breather for Indian start-ups.

“It’s a welcome step that will benefit the start-ups in a big way. Easing regulatory requirements will help the start-ups to boost growth,” said Sujeeth Joseph, Chief Product Officer, Ignitarium Technology Solutions.

Santhosh Kurup, Chief Executive Officer, ICT Academy of Kerala, said the clarity on angel tax would be a huge relief to the sector. “The initiatives for stepping up employability and skill development for the youth are also a positive move,” he said.

Job creation:

Sanjay Vijayakumar, Co-founder and Chairman of start-up Village Collective (SV.CO), said the Union Budget pushed the momentum for job creation through start-ups across regulatory, investments, labour laws, new incubators, and specific support for women.

Ms. Sitharaman had said that the government would help set up around 80 ‘livelihood business incubators’ and 20 tech business incubators. It was expected to create 75,000 skilled entrepreneurs in the agricultural industry sectors.

“State governments which take a cue and move fast will reap the maximum benefit and see job creation as start-up ecosystems tend to quickly concentrate in geographical areas where such support is available,” said Mr. Vijayakumar. Rejin Narayanan, Founder and Chief Executive Officer of Ingen Robotics, said the announcement to make India’s schools future-ready with focus on research and new-age skills such as robotics and artificial intelligence would encourage an ecosystem of innovation and research.

Research:

“The proposal to establish a national research foundation to fund, coordinate, and promote research in the country will help enable the rise of strong technology companies from India”.

Political messaging guides Budget’s welfare focus

The first Budget of the second Modi government appeared to be of a continuum of the last with an emphasis on social welfare. This includes a bank overdraft facility of Rs. 5000 for women members of Self Help Groups (SHG) and an identification with the poor, while the rich (those with incomes between Rs. 2 and 5 crore and Rs. 5 crore and above) have been hit with a hike in surcharge.

Government sources said the surcharge, aimed at the rich would net the exchequer around Rs. 12,000 crore, and will offset the loss of Rs. 4000 crore from the slashing of corporate tax. The political optics of taxing the rich is quite potent and the government appears mindful of that.

The hike in allocations for women (10%), Scheduled Castes (30%) and Scheduled Tribes (25%) is also an important pointer to the government’s priorities, one that is again full of political signalling.

Infrastructure push:

There was a lot of stress on infrastructure development, including tax relief for affordable housing, with a proposed tax holiday for developers of affordable housing and an additional deduction of upto Rs. 1.5 lakh for interest on home loans borrowed upto March 31, 2020. Announcements of targets for construction of 1.95 crore houses under the Pradhan Mantri Awas Yojana (PMAY) and allocation of Rs. 80,250 crore on upgradation of rural roads under the Pradhan Mantri Gram Sadak Yojana were also made.

Much of the allocations for farmers was done in February’s interim budget including the Pradhan Mantri Kisan Samman Nidhi. The announcements for the farm sector this time were more on structural issues related to farmers, but nothing with the razzmatazz of February’s announcements.

The one announcement that hit a false note in this narrative was the hike of Rs. 2 per litre on petrol via not just hiking of prices by Rs. 1 but also a Road and Infrastructure Cess.

Not holding a brief from the past

In News:

Presenting her maiden Budget, Union Finance Minister Nirmala Sitharaman on Friday broke away from tradition when she replaced the conventional leather briefcase with a bright red cloth bag to carry the Budget papers to the Parliament House.

Details:

There were other significant departures as well. The Finance Minister skipped reading the allocations to different Ministries, or the macro economic numbers like projected revenues or expenditure.

Marathon speech:

At the end of her speech that extended beyond two hours and 15 minutes, Ms. Sitharaman did inform the Lok Sabha that all the numbers had been mentioned in the annexure of the Budget document.

Speaker Om Birla praised Ms. Sitharaman for presenting the Budget as the country’s first full-time woman Finance Minister.

Prime Minister Narendra Modi was among the first MPs to walk up to the Finance Minister to congratulate her after she finished. Several other Ministers, including Rajnath Singh, Ravi Shankar Prasad, Piyush Goyal and Smriti Irani, were seen congratulating her and sharing some light moments after her marathon speech. Interestingly, while reading out the Budget, the Finance Minister didn’t pause even to have a glass of water.

Way back:

Indira Gandhi was the first woman to present a Budget in 1970, when she was the Prime Minister.

Her Finance Minister Morarji Desai had resigned from the Cabinet, prompting her to retain the Finance portfolio for a year.

SC seeks responses from Centre, UIDAI

In News:

A Supreme Court Bench led by Justice S.A. Bobde ordered the Central government and the Unique Identification Authority of India (UIDAI) to respond to a writ petition challenging the new Aadhaar Ordinance and Regulations passed by the Lok Sabha, saying they will create a “surveillance State” and enable the database to be exploited by private players for commercial gain.

Details:

The Bench issued notice on the petition filed by activists S.G. Vombatkere and Bezwada Wilson, who said the UIDAI intended to use the ordinance to commercialise and gain financially through the large-scale collection of personal data of citizens and use of Aadhaar database by private entities.

“People’s data collected for Aadhaar database is their private property and permitting this to be commercially explored is a violation of their fundamental right to dignity,” the petition, represented by senior advocate Shyam Divan and advocate Vipin Nair, submitted.

It said a Constitution Bench of the Supreme Court in September last specifically struck down provisions, including Section 57 of the Aadhaar Act 2016 that led to commercial exploitation of the database.

The court had found that the architecture and design of the Aadhaar project did not enable mass surveillance of persons under the Aadhaar Act.

The petition said the Ordinance allowed the Aadhaar database to be linked to existing databases under the Prevention of Money Laundering Act and the Indian Telegraph Act. This posed a grave threat to national security.

Sedition charge no bar for RS contest

In News:

MDMK general secretary Vaiko, who is the party’s candidate for the upcoming Rajya Sabha elections in Tamil Nadu, will not suffer disqualification from being elected as sedition — a charge for which he was convicted on Friday — is not included in the list of offences under the Representation of People Act warranting instant disqualification.

Details:

Though the MDMK does not have any legislators, Mr Vaiko’s candidature is being backed by the DMK-led Secular Progressive Alliance.

The issue of disqualification is governed by Sections 8 to 11 under Part II Chapter III of the Representation of the People Act of 1951. Section 8(1) lists out a host of offences which would attract disqualification, from being chosen as a member of the Parliament or a Legislative Assembly, even if just a fine amount had imposed as punishment.

The provision states that those convicted for the listed offences and sentenced to only fine would remain disqualified for six years from the date of such conviction and those who had been sentenced to imprisonment would suffer disqualification for a further period of six years from the date of their release from prison.

Interestingly, the offences that fall under Section 8(1) include promoting enmity between different groups on the ground of religion, race and so on; offence of bribery; exerting undue influence or personation in an election; rape; subjecting a female family member to cruelty, commission of Sati, involving in corruption and so on. However, it does not include Setion 124A (sedition) of Indian Penal Code for which the MDMK general secretary was convicted. Further, Section 8(2) of the Representation of the People Act lists out few other offences which attract disqualification if the sentence was more than six months and sedition does not find place even among them.

Provision:

This provision states that those who had been convicted and sentenced to more than six months of imprisonment for the offence of hoarding, adulterating food products or drugs and demanding or accepting dowry would get disqualified from the date of conviction and continue to be disqualified for six more years from the date of release from prison.

Section 8(3) of the Act provides for disqualification irrespective of the nature of offence only if the sentence imposed by a court of a law was more than two years. The MDMK leader did not suffer disqualification under this provision too because the sentence imposed on him was only for one year though the maximum punishment for sedition was life imprisonment.

Key Highlights of Union Budget 2019-20

The Union Minister for Finance and Corporate Affairs Smt. Nirmala Sitharaman made her maiden Budget Speech today and presented the Union Budget 2019-20 before the Parliament. The key highlights of Union Budget 2019 are as follows:

10-point Vision for the decade

  1. Building Team India with Jan Bhagidari: Minimum Government Maximum Governance.
  2. Achieving green Mother Earth and Blue Skies through a pollution-free India.
  3. Making Digital India reach every sector of the economy.
  4. Launching Gaganyan, Chandrayan, other Space and Satellite programmes.
  5. Building physical and social infrastructure.
  6. Water, water management, clean rivers.
  7. Blue Economy.
  8. Self-sufficiency and export of food-grains, pulses, oilseeds, fruits and vegetables.
  9. Achieving a healthy society via Ayushman Bharat, well-nourished women & children, safety of citizens.
  10. Emphasis on MSMEs, Start-ups, defence manufacturing, automobiles, electronics, fabs and batteries, and medical devices under Make in India.

Towards a 5 Trillion Dollar Economy:

  • “People’s hearts filled with Aasha (Hope), Vishwas (Trust), Aakansha (Aspirations)”, says FM.
  • Indian economy to become a 3 trillion dollar economy in the current year.
  • Government aspires to make India a 5 trillion dollar economy.
  • “India Inc. are India’s job-creators and nation’s wealth-creators”, says FM.
  • Need for investment in:
  • Digital economy.
  • Job creation in small and medium firms.
  • Initiatives to be proposed for kick-starting the virtuous cycle of investments.
  • Common man’s life changed through MUDRA loans for ease of doing business.

Measures related to MSMEs:

  • Pradhan Mantri Karam Yogi Maandhan Scheme
  • Pension benefits to about three crore retail traders & small shopkeepers with annual turnover less than Rs. 1.5 crore.
  • Enrolment to be kept simple, requiring only Aadhaar, bank account and a self-declaration.
  • 350 crore allocated for FY 2019-20 for 2% interest subvention (on fresh or incremental loans) to all GST-registered MSMEs, under the Interest Subvention Scheme for MSMEs.
  • Payment platform for MSMEs to be created to enable filing of bills and payment thereof, to eliminate delays in government payments.
  • India’s first indigenously developed payment ecosystem for transport, based on National Common Mobility Card (NCMC) standards, launched in March 2019.
  • Inter-operable transport card runs on RuPay card and would allow the holders to pay for bus travel, toll taxes, parking charges, retail shopping.

Massive push given to all forms of physical connectivity through:

  • Pradhan Mantri Gram Sadak Yojana.
  • Industrial Corridors, Dedicated Freight Corridors.
  • Bhartamala and Sagarmala projects, Jal Marg Vikas and UDAN Schemes.
  • State road networks to be developed in second phase of Bharatmala project.
  • Navigational capacity of Ganga to be enhanced via multi modal terminals at Sahibganj and Haldia and a navigational lock at Farakka by 2019-20, under Jal Marg Vikas Project.
  • Four times increase in next four years estimated in the cargo volume on Ganga, leading to cheaper freight and passenger movement and reducing the import bill.
  • 50 lakh crore investment needed in Railway Infrastructure during 2018-2030.
  • Public-Private-Partnership proposed for development and completion of tracks, rolling stock manufacturing and delivery of passenger freight services.
  • 657 kilometers of Metro Rail network has become operational across the country.
  • Policy interventions to be made for the development of Maintenance, Repair and Overhaul (MRO), to achieve self- reliance in aviation segment.
  • Regulatory roadmap for making India a hub for aircraft financing and leasing activities from Indian shores, to be laid by the Government.
  • Outlay of Rs. 10,000 crore for 3 years approved for Phase-II of FAME Scheme.
  • Upfront incentive proposed on purchase and charging infrastructure, to encourage faster adoption of Electric Vehicles.
  • Only advanced-battery-operated and registered e-vehicles to be incentivized under FAME Scheme.
  • National Highway Programme to be restructured to ensure a National Highway Grid, using a financeable model.
  • Power at affordable rates to states ensured under ‘One Nation, One Grid’.
  • Blueprints to be made available for gas grids, water grids, i-ways, and regional airports.

High Level Empowered Committee (HLEC) recommendations to be implemented:

  • Retirement of old & inefficient plants.
  • Addressing low utilization of gas plant capacity due to paucity of Natural Gas.
  • Cross subsidy surcharges, undesirable duties on open access sales or captive generation for industrial and other bulk power consumers to be removed under Ujjwal DISCOM Assurance Yojana (UDAY).
  • Package of power sector tariff and structural reforms to be announced soon.
  • Reform measures to be taken up to promote rental housing.
  • Model Tenancy Law to be finalized and circulated to the states.
  • Joint development and concession mechanisms to be used for public infrastructure and affordable housing on land parcels held by the Central Government and CPSEs.

Measures to enhance the sources of capital for infrastructure financing:

  • Credit Guarantee Enhancement Corporation to be set up in 2019-2020.
  • Action plan to be put in place to deepen the market for long term bonds with focus on infrastructure.
  • Proposed transfer/sale of investments by FIIs/FPIs (in debt securities issued by IDF-NBFCs) to any domestic investor within the specified lock-in period.

Measures to deepen bond markets:

  • Stock exchanges to be enabled to allow AA rated bonds as collaterals.
  • User-friendliness of trading platforms for corporate bonds to be reviewed.

Social stock exchange:

  • Electronic fund raising platform under the regulatory ambit of SEBI.
  • Listing social enterprises and voluntary organizations.
  • To raise capital as equity, debt or as units like a mutual fund.
  • SEBI to consider raising the threshold for minimum public shareholding in the listed companies from 25% to 35%.
  • Know Your Customer (KYC) norms for Foreign Portfolio Investors to be made more investor friendly.
  • Government to supplement efforts by RBI to get retail investors to invest in government treasury bills and securities, with further institutional development using stock exchanges.

Measures to make India a more attractive FDI destination:

  • FDI in sectors like aviation, media (animation, AVGC) and insurance sectors can be opened further after multi-stakeholder examination.
  • Insurance Intermediaries to get 100% FDI.
  • Local sourcing norms to be eased for FDI in Single Brand Retail sector.
  • Government to organize an annual Global Investors Meet in India, using National Infrastructure Investment Fund (NIIF) as an anchor to get all three sets of global players (pension, insurance and sovereign wealth funds).
  • Statutory limit for FPI investment in a company is proposed to be increased from 24% to sectoral foreign investment limit. Option to be given to the concerned corporate to limit it to a lower threshold.
  • FPIs to be permitted to subscribe to listed debt securities issued by ReITs and InvITs.
  • NRI-Portfolio Investment Scheme Route is proposed to be merged with the Foreign Portfolio Investment Route.
  • Cumulative resources garnered through new financial instruments like Infrastructure Investment Trusts (InvITs), Real Estate Investment Trusts (REITs) as well as models like Toll-Operate-Transfer (ToT) exceed Rs. 24,000 crore.
  • New Space India Limited (NSIL), a PSE, incorporated as a new commercial arm of Department of Space.
  • To tap the benefits of the Research & Development carried out by ISRO like commercialization of products like launch vehicles, transfer to technologies and marketing of space products.

Direct Taxes:

  • Tax rate reduced to 25% for companies with annual turnover up to Rs. 400 crore
  • Surcharge increased on individuals having taxable income from Rs. 2 crore to Rs. 5 crore and Rs. 5 crore and above.
  • India’s Ease of Doing Business ranking under the category of ‘paying taxes’ jumped from 172 in 2017 to 121 in the 2019.
  • Direct tax revenue increased by over 78% in past 5 years to Rs. 11.37 lakh crore

Tax Simplification and Ease of living – making compliance easier by leveraging technology:

  • Interchangeability of PAN and Aadhaar
  • Those who don’t have PAN can file tax returns using Aadhaar.
  • Aadhaar can be used wherever PAN is required.
  • Pre-filling of Income-tax Returns for faster, more accurate tax returns
  • Pre-filled tax returns with details of several incomes and deductions to be made available.
  • Information to be collected from Banks, Stock exchanges, mutual funds etc.
  • Faceless e-assessment
  • Faceless e-assessment with no human interface to be launched.
  • To be carried out initially in cases requiring verification of certain specified transactions or discrepancies.

Affordable housing:

  • Additional deduction up to Rs. 1.5 lakhs for interest paid on loans borrowed up to 31st March, 2020 for purchase of house valued up to Rs. 45 lakh.
  • Overall benefit of around Rs. 7 lakh over loan period of 15 years.

Boost to Electric Vehicles:

  • Additional income tax deduction of Rs. 1.5 lakh on interest paid on electric vehicle loans.
  • Customs duty exempted on certain parts of electric vehicles.

Other Direct Tax measures:

  • Simplification of tax laws to reduce genuine hardships of taxpayers
  • Higher tax threshold for launching prosecution for non-filing of returns
  • Appropriate class of persons exempted from the anti-abuse provisions of Section 50CA and Section 56 of the Income Tax Act.

Relief for Start-ups:

  • Capital gains exemptions from sale of residential house for investment in start-ups extended till FY21.
  • ‘Angel tax’ issue resolved- start-ups and investors filing requisite declarations and providing information in their returns not to be subjected to any kind of scrutiny in respect of valuations of share premiums.
  • Funds raised by start-ups to not require scrutiny from Income Tax Department
  • E-verification mechanism for establishing identity of the investor and source of funds.
  • Special administrative arrangements for pending assessments and grievance redressal
  • No inquiry in such cases by the Assessing Officer without obtaining approval of the supervisory officer.
  • No scrutiny of valuation of shares issued to Category-II Alternative Investment Funds.
  • Relaxation of conditions for carry forward and set off of losses.

NBFCs:

  • Interest on certain bad or doubtful debts by deposit taking as well as systemically important non-deposit taking NBFCs to be taxed in the year in which interest is actually received.
  • International Financial Services Centre (IFSC)

Direct tax incentives proposed for an IFSC:

  • 100 % profit-linked deduction in any ten-year block within a fifteen-year period.
  • Exemption from dividend distribution tax from  current and accumulated income to companies and mutual funds.
  • Exemptions on capital gain to Category-III Alternative Investment Funds (AIFs).
  • Exemption to interest payment on loan taken from non-residents.

Securities Transaction Tax (STT):

  • STT restricted only to the difference between settlement and strike price in case of exercise of options.

Indirect Taxes:

Make In India

  • Basic Customs Duty increased on cashew kernels, PVC, tiles, auto parts, marble slabs, optical fibre cable, CCTV camera etc.
  • Exemptions from Custom Duty on certain electronic items now manufactured in India withdrawn.
  • End use based exemptions on palm stearin, fatty oils withdrawn.
  • Exemptions to various kinds of papers withdrawn.
  • 5% Basic Custom Duty imposed on imported books.
  • Customs duty reduced on certain raw materials such as:
  • Inputs for artificial kidney and disposable sterilised dialyser and fuels for nuclear power plants etc.
  • Capital goods required for manufacture of specified electronic goods.

Defence

  • Defence equipment not manufactured in India exempted from basic customs duty

Other Indirect Tax provisions

  • Export duty rationalised on raw and semi-finished leather
  • Increase in Special Additional Excise Duty and Road and Infrastructure Cess each by Rs. 1 per litre on petrol and diesel
  • Custom duty on gold and other precious metals increased
  • Legacy Dispute Resolution Scheme for quick closure of pending litigations in Central Excise and Service tax from pre-GST regime

Grameen Bharat / Rural India

  • Ujjwala Yojana and Saubhagya Yojana have transformed the lives of every rural family, dramatically improving ease of their living.
  • Electricity and clean cooking facility to all willing rural families by 2022.
  • Pradhan Mantri Awas Yojana – Gramin (PMAY-G) aims to achieve “Housing for All” by 2022:
  • Eligible beneficiaries to be provided 1.95 crore houses with amenities like toilets, electricity and LPG connections during its second phase (2019-20 to 2021-22).

Pradhan Mantri Matsya Sampada Yojana (PMMSY):

  • A robust fisheries management framework through PMMSY to be established by the Department of Fisheries.
  • To address critical gaps in the value chain including infrastructure, modernization, traceability, production, productivity, post-harvest management, and quality control.

Pradhan Mantri Gram Sadak Yojana (PMGSY):

  • Target of connecting the eligible and feasible habitations advanced from 2022 to 2019 with 97% of such habitations already being provided with all weather connectivity.
  • 30,000 kilometers of PMGSY roads have been built using Green Technology, Waste Plastic and Cold Mix Technology, thereby reducing carbon footprint.
  • 1,25,000 kilometers of road length to be upgraded over the next five years under PMGSY III with an estimated cost of Rs. 80,250 crore.

Scheme of Fund for Upgradation and Regeneration of Traditional Industries’ (SFURTI):

  • Common Facility Centres (CFCs) to be setup to facilitate cluster based development for making traditional industries more productive, profitable and capable for generating sustained employment opportunities.
  • 100 new clusters to be setup during 2019-20 with special focus on Bamboo, Honey and Khadi, enabling 50,000 artisans to join the economic value chain.

Scheme for Promotion of Innovation, Rural Industry and Entrepreneurship’ (ASPIRE) consolidated:

  • 80 Livelihood Business Incubators (LBIs) and 20 Technology Business Incubators (TBIs) to be setup in 2019-20.
  • 75,000 entrepreneurs to be skilled in agro-rural industry sectors.
  • Private entrepreneurships to be supported in driving value-addition to farmers’ produce from the field and for those from allied activities.
  • Dairying through cooperatives to be encouraged by creating infrastructure for cattle feed manufacturing, milk procurement, processing & marketing.
  • 10,000 new Farmer Producer Organizations to be formed, to ensure economies of scale for farmers.
  • Government to work with State Governments to allow farmers to benefit from e-NAM.
  • Zero Budget Farming in which few states’ farmers are already being trained to be replicated in other states.

India’s water security:

  • New Jal Shakti Mantralaya to look at the management of our water resources and water supply in an integrated and holistic manner
  • Jal Jeevan Mission to achieve Har Ghar Jal (piped water supply) to all rural households by 2024
  • To focus on integrated demand and supply side management of water at the local level.
  • Convergence with other Central and State Government Schemes to achieve its objectives.
  • 1592 critical and over exploited Blocks spread across 256 District being identified for the Jal Shakti Abhiyan.
  • Compensatory Afforestation Fund Management and Planning Authority (CAMPA) fund can be used for this purpose.

Swachh Bharat Abhiyan:

  • 6 crore toilets constructed since Oct 2, 2014.
  • More than 5.6 lakh villages have become Open Defecation Free (ODF).
  • Swachh Bharat Mission to be expanded to undertake sustainable solid waste management in every village.

Pradhan Mantri Gramin Digital Saksharta Abhiyan,:

  • Over two crore rural Indians made digitally literate.
  • Internet connectivity in local bodies in every Panchayat under Bharat-Net to bridge rural-urban divide.
  • Universal Obligation Fund under a PPP arrangement to be utilized for speeding up Bharat-Net.

Shahree Bharat/Urban India:

Pradhan Mantri Awas Yojana – Urban (PMAY-Urban)-

  • Over 81 lakh houses with an investment of about Rs. 4.83 lakh crore sanctioned of which construction started in about 47 lakh houses.
  • Over 26 lakh houses completed of which nearly 24 lakh houses delivered to the beneficiaries.
  • Over 13 lakh houses so far constructed using new technologies.
  • More than 95% of cities also declared Open Defecation Free (ODF).
  • Almost 1 crore citizens have downloaded Swachhata App.
  • Target of achieving Gandhiji’s resolve of Swachh Bharat to make India ODF by 2nd October 2019.
  • To mark this occasion, the Rashtriya Swachhta Kendra to be inaugurated at Gandhi Darshan, Rajghat on 2nd October, 2019.
  • Gandhipedia being developed by National Council for Science Museums to sensitize youth and society about positive Gandhian values.
  • Railways to be encouraged to invest more in suburban railways through SPV structures like Rapid Regional Transport System (RRTS) proposed on the Delhi-Meerut route.
  • Proposal to enhance the metro-railway initiatives by:
  • Encouraging more PPP initiatives.
  • Ensuring completion of sanctioned works.
  • Supporting transit oriented development (TOD) to ensure commercial activity around transit hubs.

Youth:

  • New National Education Policy to be brought which proposes
  • Major changes in both school and higher education
  • Better Governance systems
  • Greater focus on research and innovation.
  • National Research Foundation (NRF) proposed:
  • To fund, coordinate and promote research in the country.
  • To assimilate independent research grants given by various Ministries.
  • To strengthen overall research eco-system in the country
  • This would be adequately supplemented with additional funds.
  • 400 crore provided for “World Class Institutions”, for FY 2019-20, more than three times the revised estimates for the previous year.
  • ‘Study in India’ proposed to bring foreign students to study in Indian higher educational institutions.

Regulatory systems of higher education to be reformed comprehensively:

  • To promote greater autonomy.
  • To focus on better academic outcomes.
  • Draft legislation to set up Higher Education Commission of India (HECI), to be presented.
  • Khelo India Scheme to be expanded with all necessary financial support.
  • National Sports Education Board for development of sportspersons to be set up under Khelo India, to popularize sports at all levels
  • To prepare youth for overseas jobs, focus to be increased on globally valued skill-sets including language training, AI, IoT, Big Data, 3D Printing, Virtual Reality and Robotics.
  • Set of four labour codes proposed, to streamline multiple labour laws to standardize and streamline registration and filing of returns.
  • A television program proposed exclusively for and by start-ups, within the DD bouquet of channels.
  • Stand-Up India Scheme to be continued for the period of 2020-25. The Banks to provide financial assistance for demand based businesses.

Ease of Living:

  • About 30 lakh workers joined the Pradhan Mantri Shram Yogi Maandhan Scheme that provides Rs. 3,000 per month as pension on attaining the age of 60 to workers in unorganized and informal sectors.
  • Approximately 35 crore LED bulbs distributed under UJALA Yojana leading to cost saving of Rs. 18,341 crore annually.
  • Solar stoves and battery chargers to be promoted using the approach of LED bulbs mission.
  • A massive program of railway station modernization to be launched.

Naari Tu Narayani/Women:

  • Approach shift from women-centric-policy making to women-led initiatives and movements.
  • A Committee proposed with Government and private stakeholders for moving forward on Gender budgeting.

SHG:

  • Women SHG interest subvention program proposed to be expanded to all districts.
  • Overdraft of Rs. 5,000 to be allowed for every verified women SHG member having a Jan Dhan Bank Account.
  • One woman per SHG to be eligible for a loan up to Rs. 1 lakh under MUDRA Scheme.

India’s Soft Power:

  • Proposal to consider issuing Aadhaar Card for NRIs with Indian Passports on their arrival without waiting for 180 days.
  • Mission to integrate traditional artisans with global markets proposed, with necessary patents and geographical indicators.
  • 18 new Indian diplomatic Missions in Africa approved in March, 2018, out of which 5 already opened. Another 4 new Embassies intended in 2019-20.
  • Revamp of Indian Development Assistance Scheme (IDEAS) proposed.
  • 17 iconic Tourism Sites being developed into model world class tourist destinations.
  • Present digital repository aimed at preserving rich tribal cultural heritage, to be strengthened.

Banking and Financial Sector:

  • NPAs of commercial banks reduced by over Rs. 1 lakh crore over the last year.
  • Record recovery of over Rs. 4 lakh crore effected over the last four years.
  • Provision coverage ratio at its highest in seven years.
  • Domestic credit growth increased to 13.8%.

Measures related to PSBs:

  • 70,000 crore proposed to be provided to PSBs to boost credit.
  • PSBs to leverage technology, offering online personal loans and doorstep banking, and enabling customers of one PSBs to access services across all PSBs.
  • Steps to be initiated to empower accountholders to have control over deposit of cash by others in their accounts.
  • Reforms to be undertaken to strengthen governance in PSBs.

Measures related to NBFCs:

  • Proposals for strengthening the regulatory authority of RBI over NBFCs to be placed in the Finance Bill.
  • Requirement of creating a Debenture Redemption Reserve will be done away with to allow NBFCs to raise funds in public issues.
  • Steps to allow all NBFCs to directly participate on the TReDS platform.
  • Return of regulatory authority from NHB to RBI proposed, over the housing finance sector.
  • 100 lakh crore investment in infrastructure intended over the next five years. Committee proposed to recommend the structure and required flow of funds through development finance institutions.
  • Steps to be taken to separate the NPS Trust from PFRDA.

Reduction in Net Owned Fund requirement from Rs. 5,000 crore to Rs. 1,000 crore  proposed:

  • To facilitate on-shoring of international insurance transactions.
  • To enable opening of branches by foreign reinsurers in the International Financial Services Centre.

Measures related to CPSEs:

  • Target of Rs. 1, 05,000 crore of disinvestment receipts set for the FY 2019-20.
  • Government to reinitiate the process of strategic disinvestment of Air India, and to offer more CPSEs for strategic participation by the private sector.
  • Government to undertake strategic sale of PSUs and continue to consolidate PSUs in the non-financial space.
  • Government to consider going to an appropriate level below 51% in PSUs where the government control is still to be retained, on case to case basis.
  • Present policy of retaining 51% Government stake to be modified to retaining 51% stake inclusive of the stake of Government controlled institutions.
  • Retail participation in CPSEs to be encouraged.

To provide additional investment space:

  • Government to realign its holding in CPSEs
  • Banks to permit greater availability of its shares and to improve depth of its market.
  • Government to offer an investment option in ETFs on the lines of Equity Linked Savings Scheme (ELSS).
  • Government to meet public shareholding norms of 25% for all listed PSUs and raise the foreign shareholding limits to maximum permissible sector limits for all PSU companies which are part of Emerging Market Index.
  • Government to raise a part of its gross borrowing program in external markets in external currencies. This will also have beneficial impact on demand situation for the government securities in domestic market.
  • New series of coins of One Rupee, Two Rupees, Five Rupees, Ten Rupees and Twenty Rupees, easily identifiable to the visually impaired to be made available for public use shortly.

Digital Payments:

  • TDS of 2% on cash withdrawal exceeding Rs. 1 crore in a year from a bank account
  • Business establishments with annual turnover more than Rs. 50 crore shall offer low cost digital modes of payment to their customers and no charges or Merchant Discount Rate shall be imposed on customers as well as merchants.

Mega Investment in Sunrise and Advanced Technology Areas:

  • Scheme to invite global companies to set up mega-manufacturing plants in areas such as Semi-conductor Fabrication (FAB), Solar Photo Voltaic cells, Lithium storage batteries, Computer Servers, Laptops, etc
  • Investment linked income tax exemptions to be provided along with indirect tax benefits.

Achievements during 2014-19:

  • 1 trillion dollar added to Indian economy over last 5 years (compared to over 55 years taken to reach the first trillion dollar).
  • India is now the 6th largest economy in the world, compared to 11th largest five years ago.
  • Indian economy is globally the 3rd largest in Purchasing Power Parity (PPP) terms.
  • Strident commitment to fiscal discipline and a rejuvenated Centre-State dynamic provided during 2014-19.
  • Structural reforms in indirect taxation, bankruptcy and real estate carried out.
  • Average amount spent on food security per year almost doubled during 2014-19 compared to 2009-14.
  • Patents issued more than trebled in 2017-18 as against the number in 2014.
  • Ball set rolling for a New India, planned and assisted by the NITI Aayog.

Roadmap for future:

  • Simplification of procedures.
  • Incentivizing performance.
  • Red-tape reduction.
  • Making the best use of technology.
  • Accelerating mega programmes and services initiated and delivered so far.

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